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Job Opportunity: Real Estate Processor:

Job description:


   »
Full Time
   »
Immediately
   »
Poughkeepsie, NY
   »
5/22/20

 

Real Estate Processor

Overview

Hudson Valley Credit Union is currently recruiting for aReal Estate Processor.The prosperous candidate willprocess conventional and government residential mortgage applications located on Credit Union Policies, real estatelending products, automated underwriting, and secondary market investor guidelines and state and federalmortgage regulatory requirements. Primary contact with members and all parties involved in the mortgage process to ensure consistent communication and Credit Union service standards are met.

Responsibilities

• Processresidential mortgage loan applications in compliance with secondary market lending guidelines andmortgage industry standards. Activates and initiates services for new residential mortgage loan applications.
• Initiate introductory member contact for all new applications, communicating mortgage process overview andoutstanding documentation. Remain a key point of contact for the member from application submissionthrough closing.
• Manage loan documentation to ensure the data integrity and accuracy of information entered into the loanorigination system. Generates loan documents and prepares the mortgage file for underwriting.
• Maintain continuing expertise of secondary market guidelines and state and federal compliance regulations.
• Review all loan information, including, but not limited to credit reports, appraisal reports, contract of sale,earnings and asset documentation to confirm accuracy of information in the loan origination system. Validatethe findings of automated underwriting systems pursuant to Credit Union and secondary market guidelinerequirements.
• Perform follow-up on outstanding documents with members, appraisers, attorneys and other parties to ensurethere is no delay in processing the file for final approval.
• Issue documents required by TRID, including re-disclosure for any change of circumstance that occurs withinprocessing.
• Interpret computer system in order to accurately respond to member inquiries regarding their existing and pending residential mortgage loan applications.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained expertise. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional tasks and special projects as assigned.
• Embrace and apply HVCU's guiding principles to all activities and responsibilities. This includes the Credit Union's Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union's initiatives by demonstrating teamwork and professionalism.
• Responsible for regular and predictable attendance including punctuality.

Qualifications

•High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required.
•Minimum 1 yearcustomer service practice in a financial institution or retail environment required.
•Minimum 1 year mortgage processing or underwriting practice required.
• Telephone sales in a financial institution or retailenvironment preferred.
•Registration with the National Mortgage Licensing System and Registry (NMLS) required.

Consistently named one of the Best Companies to work for in New York, Hudson Valley Credit Union is a community chartered financial institution serving members in 12 counties along the Hudson River from the Capital Region south to the Lower Hudson River Valley. We are passionate about improving our member's financial wellbeing and thrive on delivering exceptional member service. We care for our employee family and are deeply rooted within our local communities. With our co-workers' support, valued benefits, and continuous training and development, we are motivated, high performers who excel and grow here every day. Come join us in our goal to be the Hudson Valley's first choice for a lifetime financial services partner.

We offer a highly competitive income and benefits packageincluding:
• Medical, Dental, and Vision coverage
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO) and paid holidays
• Flexible Spending Account (medical & dependent care)
• Life Insurance
• Short-Term and Long-Term Discapability Insurance
• Employee Assistance Program
• Wellness Activity Reimbursements
• Educational Assistance Program
• Professional Development Programs
• Discounted Loan Rates & Fees

All candidates are subject to a pre-employment background check including bondcapability, credit report and past employment references. All checks must be favorable for an applicant to be considered for employment.

Hudson Valley Credit Union is proud to be a CEO Gold Standard Designation award winningtobacco-free workplace.

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified candidates will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, discapability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law

Skills:

Job Category: Health Services [ View All Health Services Jobs ]
Language requirements:
Employment type:
Salary: Unspecified
Degree: Unspecified
Experience (year): Unspecified
Job Location: Poughkeepsie, NY, Other
Address: Poughkeepsie, NY
Company Type Employer
Post Date: 05/23/2020 / Viewed 28 times
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